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At Indiabulls Housing Finance Limited, we understand how special creating a new home is for you, and Indiabulls Home Loans helps you lay the foundation for your dream home.

Consider yourself at home with Indiabulls Home Loans. While owning a house of one’s own is a cherished dream for most individuals, it is also a major decision involving a large investment, a responsibility for which Indiabulls is ever ready to provide the best financial help.

Indiabulls Home Loans helps you realize your ultimate dream of creating your own haven by a simple, sure and safe home loan scheme. At Indiabulls, We understand how it feels to have a place to cherish as your own home.


The benefits of taking a Home Loan
.

The income tax authorities look with favour upon those servicing a housing loan from specified financial institutions. And, it is up to you to be wise enough to take advantage of this.

Let's start with Section 24 of the Income Tax Act.

Interest paid on capital borrowed for the acquisition, construction, repair, renewal or reconstruction of property is entitled to a deduction. Rs 1,50,000 is the maximum amount eligible for deduction in the case of self-occupied property and for Rented out property there is no limit of amount of deduction.

That brings us to Section 80C of the Income Tax Act.

You get a maximum Rs.1,00,000 deduction from the Income, on repayment of principal during a financial year. Stamp duty, registration fee or other such expenses paid for the purpose of transfer of such house property to the assessee is also considered under this amount.

Prevailing Rate of interest on HOME LOANS.

VARIABLE SCHEME @ 8.75%*
 
FIXO-FLOATING SCHEME

Home loans for Salaried

Loan Amount Upto March'11 (Fixed) Upto March'12 (Fixed) 3rd year onwards (Floating)

Any Loan Amount

8.25% 9.25% 9.25%

Home loans for Self Employed

  Upto March'11 (Fixed)) Upto March'12 (Fixed) 3rd year onwards (Floating)

<= 20 lacs

8.25% 9.25% 9.50%

> 30 lacs

8.75% 9.50% 9.50%

All loans at the sole discretion of Indiabulls Housing Finance Limited.
*Conditions apply

- Loan against property is also available at attractive rates
- For more information please contact our help line numbers 1800-200-7777 &
  3940-7777

 
 Key Features of Home Loan
 
  • Attractive Interest Rates.
  • Tenure can range upto 20 years for Housing Loan.
  • Easy Monthly repayment mode.
  • Loans to salaried and self employed.
  • For purchase of house, residential plot & construction.
  • Insurance Option available for your house loan.
  • Speedy Loan Approvals